My dad's life insurance completely changed my life, and when I saw the impact it made I immediately bought a policy of my own

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• In a matter of four years, I lost both my mom and dad. After my mom died, my dad made me the beneficiary of his life insurance policy.
• At the time of my dad's death, I could afford the ticket out to say goodbye — but not much else. The payout from his life insurance allowed me to buy my first home, and completely changed my life.
• When I saw what life insurance could do, I bought a policy of my own to protect my wife.
• Need a life insurance policy? Protect your loved ones today with a quote from Policygenius »

On Halloween morning 2013, I received the first in a series of three calls that would change my life forever. It was early, around 7 AM, and receiving calls from family members at that hour is never good news, unless it's your birthday. This wasn't my birthday. This was the morning I found out my mom had died.

I had missed the call, but when I checked my phone and saw a voicemail from the contact entry labeled Mom & Dad, my stomach dropped. My body could feel the news I was about to learn, well before I returned that call.See the rest of the story at Business Insider

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