A free tool from the National Association of Insurance Commissioners can help search for a life insurance policy after a loved one's death

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• National Association of Insurance Commissioners, or NAIC, has a free online service that could help you locate a loved one's life insurance or annuity information if they die.
• When you submit information, the NAIC will reach out to insurance and annuity companies for a search on your behalf.
• To use this online service, you'll need the person's death certificate and your email address. If a policy is found and you're the beneficiary, the person's insurance company will contact you directly.
• Policygenius can help you compare life insurance policies to find the right coverage for you, at the right price »

Discussing life insurance information with your family or loved ones is important, but it doesn't always happen. After a loved one's passing, you might be unsure of whether they have a life insurance policy. To submit a life insurance claim, however, you'll need to know which life insurance company holds the person's policy. 

A service offered by the National Association of Insurance Commissioners, or NAIC, can help anyone who could be a policy's beneficiary to locate the person's policy. Filling out the NAIC's form online submits the person's information to insurance companies for a record search, and can help you locate the person's policy.See the rest of the story at Business Insider

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