3 questions to ask a financial planner today if you're planning to retire in the next 5 years

• If you want to retire in the next five years, ask your financial planner these questions.
• Ask if you have enough saved to live on, and if there's anything you've overlooked in your planning.
• Ask about your estate plan, too - you'll want to make sure your estate plan is complete and updated.
• Vanguard Personal Advisor Services

If you're getting ready to retire, a visit with a financial planner could be helpful.

Not only will you have a better understanding of where you stand financially, but a financial planner could also help you discern whether you're truly ready for retirement. If you're planning to retire in the next few years, seeing a financial planner now could help you spot any problem areas while you still have time to correct them.

Here are the three questions you should be asking a financial planner well before you plan to leave work.

1. Will I have enough saved?

Even if you think you have enough saved for retirement, getting an impartial, objective opinion will be critical.

While it's probably an obvious question to ask, it is an important one. A financial planner can help you project how much you need to have saved, how much you can withdraw each month, and better understand what your monthly budget will look like.

If you have enough saved, your financial planner can also help you understand where you can cut costs for retirement, and help you to decide when to take Social Security payments.

2. Is my estate plan complete?

Whenever you're facing a major life change, updating your estate plan will be critical. Even if you plan to have a long and fulfilling retirement, having a detailed and updated estate plan will be important for retirement.

Financial planner Ryan Ashley says that this is a question he often gets from soon-to-be-retired clients. And, he says, it's really a two-part question.

While part of estate planning is about the financial legacy you leave for those you love, another part is about delegating important decisions if you're not able to make them.

Having a last will and testament is a good start. But estate planning also includes having the correct power of attorney documents in place, the correct beneficiaries on your accounts, and a living will established.

3. What can I do to be more prepared?

Financial planners may be able to see things you've missed on your journey to get ready to retire. To be as prepared as possible, your financial planner might be able to suggest some moves to make now to help you out later on.

Financial planner Amy Richardson of Schwab Intelligent Portfolios Premium says that there are several things she generally suggests to anyone who wants to retire in five years.

She often suggests that her clients start saving as much as possible during their last five working years, as well as start thinking about health insurance during that time. And, she says, it's not too early to start thinking about the non-financial aspects of retirement, like how you'll spend your time.

Your financial planner can help you start to think beyond the basics of your planning and help you reach your goals before you leave work.