Not disclosing pre-existing health conditions main reason for claim rejection

Insurers frequently reject health insurance claims, with approximately 25% facing rejection due to the policyholder's non-disclosure of pre-existing conditions such as diabetes or hypertension during purchase. An additional 25% of rejections occur when policyholders are unaware of coverage terms and attempt to claim for outpatient department (OPD) or other treatments not covered by the policy.