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Bank of Baroda to focus on retail; expects tariffs, geopolitics to impact credit costs by over 0.2 pc

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In light of the anticipated US tariffs and global economic fluctuations, Bank of Baroda predicts an uptick in credit costs exceeding 0.2 percent. With plans to aggressively expand its footprint in the home loan sector, the bank, despite a noteworthy improvement in asset quality, maintains a cautious credit cost guidance of 0.75 percent amid prevailing uncertainties.














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