Indian banks' bad loans fall to multi-decade low, RBI report shows

MUMBAI, India: Indian banks' asset quality improved to a multi-decadal low at the end of September 2025, according to a report released on December 29 by the Reserve Bank of India.

Banks' gross non-performing assets ratio — the proportion of bad loans to total advances — declined to 2.1 percent at the end of September 2025, down from 2.2 percent in March 2025, the