How to tell if your 401(k) is a dud
There's a lot to like about employer-sponsored retirement plans like the 401(k): They're convenient (funded via automatic payroll deduction), offer tax savings (contributions lower a participant's taxable income, and investments grow tax-free) and many companies sweeten the deal by pitching in their own money to encourage employees to save. Potential awkwardness on annual Boss's Day aside, the recent rash of worker uprisings over 401(k) fees is a good rallying cry for all investors to take a closer look at their workplace retirement plan. Читать дальше...