There's a plastic transformation going on in the personal finance business — credit cards are on the decline, and prepaid debit cards are on the rise. They're like gift cards that you can reload — only you can use them anywhere that accepts plastic. And unlike regular debit cards, they're not attached to your bank account. Guest host Audie Cornish speaks with Terry Maher <
>, general counsel for the Network Branded Prepaid Card Association, about why the cards are becoming so popular. And she hears from Adam Levitin <>, a professor of law at Georgetown University, about their potential drawbacks.