The phone rings and a frantic voice begins to speak on the other end of the line: “Grandma, I’m in trouble.” The caller says he needs money right away to get out jail or to help with whatever financial emergency has arisen. As a grandparent, you feel obligated to send it — sometimes through direct deposit, other times through gift cards. The problem is, that wasn’t your grandchild who called. You have just been scammed out of hundreds — sometimes even thousands — of dollars.
