Why you won't receive a Supplemental Security check on Nov. 1

(NEXSTAR) — October is nearly over, which means you may be checking your calendar to see when you'll receive your November Social Security benefits.

We can already tell you that, if you receive Supplemental Security Income, or SSI, you won't be getting a payment on November 1. You actually won't receive any payment in November, for that matter — but have no fear, you'll still get your intended funds.

SSI beneficiaries include those with disabilities and older adults with little to no income. In 2025, the maximum monthly payment is $967 for an individual and $1,450 for a couple, with payments typically sent out on the first of the month.

November is one of a handful of months this year in which no SSI payments are disbursed. (The others were March, June, and September.) This is because November starts on a Saturday. Should the first day of any month land on a weekend or a holiday, the Social Security Administration will send out that month's payment on the prior business day.

In the case of November, SSI payments will be sent out on Friday, October 31.

During some of the months that start on a weekend or holiday, SSI beneficiaries do still receive a check, albeit for the following month. For example, February's SSI payment went out on January 31 because February 1 fell on a Saturday. But on February 28, March's SSI payment was sent out, as March 1 fell on a Saturday.

That won't be the case in November. December 1 is on a Monday, meaning the month's SSI payment will not be impacted. On December 31, beneficiaries will receive January 2026's payment, since New Year's Day is considered a holiday.

Other Social Security payments scheduled for November are scheduled to be sent out as usual:

• November 3: Benefits for those who receive Social Security before May 1997, or for beneficiaries who receive Social Security and SSI
• November 12: Benefits if your birth date is between the 1st and 10th
• November 19: Benefits if your birth date is between the 11th and 20th
• November 26: Benefits if your birth date is between the 21st and 31st

Regardless of when SSI payments are disbursed, beneficiaries will receive all of their anticipated funds. Unlike SNAP benefits, Social Security and SSI payments are not interrupted by the ongoing government shutdown.

The government shutdown did, however, delay the Social Security Administration's cost-of-living adjustment for several days. Last week, the agency confirmed Social Security and SSI benefits will rise 2.8% in 2026. The first payments to reflect the COLA increase will be disbursed on December 31 (which is technically January's 2026 payment).