I’m an insurance expert – here are the mistakes drivers are making this winter that will invalidate their insurance
AN INSURANCE expert has shared the common mistakes drivers are making this winter that could invalidate their insurance.
With Britain bracing for snow as temperatures plummet, icy conditions have a big impact on people’s driving.
The experts at Motorcycle Insurance have offered a list of mistakes drivers make that could invalidate their insurance.
The most common one is leaving your car unattended whilst it defrosts.
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Drivers are tempted to wait inside in the warm while their car’s heat melts the ice, but criminals have a better chance of stealing it.
Unfortunately, your insurance would likely refuse to cover it.
The experts also suggest leaving snow on your car’s roof can be dangerous as the snow may fall off and obscure your vision or distract others.
Surprisingly, if it’s proven you left it there, it could result in your insurance becoming invalid plus hefty fines.
Drivers also have to ensure their windows and lights are clean – every glass panel that is used needs to be scrubbed of ice and condensation to ensure you’re within the law.
Putting hot water on your windscreen might seem like a quick hack to de-ice your car.
However, while your windscreen might not immediately shatter, one small crack might turn into something more serious.
It’s also well worth remembering to check your tyres before you drive, as driving in wet and snowy conditions requires tyres in good condition.
Mathew Stokes, specialist insurance manager from Motorcycle Insurance, said: “Driving in winter is challenging for many, and it’s unsurprising it can knock someone’s confidence when even a little ice or snow surfaces.
“Whilst it is not illegal to drive in bad weather, drivers can have their policies suspended due to several reasons, including leaving a car unattended whilst switched on or forgetting to clean the snow off the windscreen, number plate and roof.”
“Drivers should pay close attention to the advice given to their local area and see how the emergency services are affected by the snow, particularly when there is a red warning.
“A red warning does not mean that your insurance will be invalid if you drive, but it could be if you are not driving within the law.”