I’m super thrifty…here are four hacks to save cash quick including my ‘three day rule’ I swear by
A SAVVY saver has shared the four hacks she swears by to save cash quickly including using multiple bank accounts and waiting three days before buying an item.
So if you struggle to save money, you’ve come to the right place.
Hannah Koumakis, who is from Australia, shared her four tips that make saving much easier, including the ‘three day rule’ she swears by.
Sharing her advice on social media, the budgeting whizz shared: “How to be better at saving money and become ‘that’ girl in 2023.
“So recently I read a book called Atomic Habits, and wow. One of the things was, if you want to try and stop a bad habit, make it hard.”
1. Have multiple accounts
Hannah’s first tip is linked with the principle of splitting your income into multiple accounts.
She explained: “What I mean by that is, literally split your money into different accounts.
“I have over 15 different accounts that I split my money into. For example, I have a petrol account, a shopping account, the list goes on.
“Anyway, I make sure I have like $20 in my [current] account. It’s so frustrating because every time I go to buy something, it always declines, because I forget that I have to transfer money into that account, but it means you are super, super conscious about what you’re actually spending.”
2. Evidence everything
Hannah’s second piece of advice is to take a photo of everything that you spend.
The young woman said: “I’ve been doing this recently and it’s holding me accountable.
“Also write down everything. I literally write down everything I spend.
“Again, this holds you accountable because it means you have to be really conscious about where every [pound] is going.”
3. Swap cash for card
Not only this, but Hannah also shared the fourth piece of advice, which has helped her to keep on track of her spending – don’t use cash.
The money-saving whizz then explained: “Another controversial tip – don’t use cash, because you often forget what you spend your money on.”
4. Wait three days to buy
Finally, Hannah shared the simple hack she recommends you try – the three day rule.
She concluded: “My last tip – if you want to go and buy an item, sit on it for three days.
“If you want to buy it after three days, then go ahead, but make sure you actually have the money in those accounts.
“[And if it’s the last one on the shelf], Buy it, keep the tags on and sit on it for three days. And if you really want it at the end of it, treat yourself.”
The TikTok clip, which was shared under the username @hannahkoumakis, has clearly impressed many, as it has quickly amassed 11,400 views.
One person agreed with Hannah’s advice and said: “Yes I do this!
“Works really well.”
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