Martin Lewis’ MSE issues warning to pet owners to make key move ahead of change to rules – or risk £500 fine
MARTIN Lewis’s MoneySavingExpert has issued a warning to millions of pet owners ahead of a big change to rules.
The consumer experts have urged cat owners to get their beloved pets microchipped to avoid a hefty fine.
Writing in this week’s newsletter the team reminded readers that from next month all cat owners must have their furry friend microchipped.
Not doing so could result in a £500 fine.
The team said: “From Monday, June 10, by law, in England – doesn’t apply to the rest of the UK – all cats aged 20+ weeks must be microchipped and registered on a database.”
The same rule came into force in 2016 for dogs.
MSE found that over 20% of cats aren’t yet microchipped, despite the deadline coming up.
It costs between £10 to £30 at many vets or sometimes it’s offered for free by animal rescues and councils.
“Once the law comes in, you’ll have 21 days to sort if found to have an un-chipped cat or face a fine of up to £500, but it can also affect your ability to make a claim for loss or theft on your pet insurance,” MSE added.
The aim is to make it easier for lost or stray pet cats to be returned home safely.
Microchipping involves inserting a chip, generally around the size of a grain of rice, under the skin of a pet.
This has a unique serial number that the keeper needs to register on a database.
Microchipping involves inserting a chip, generally around the size of a grain of rice, under the skin of a pet.
This has a unique serial number that the keeper needs to register on a database.
When an animal is found, the microchip can be read with a scanner and the registered keeper can be identified on a database so the pet can quickly be reunited with them.
However, the new rules on cat microchipping are not compulsory for free-living cats with little or no human interaction or dependency, such as farm, feral or community cats.
Owners with cats that are already microchipped should ensure their details are up to date, the Department for Environment, Food and Rural Affairs (Defra) said.
Chief veterinary officer Christine Middlemiss said on the change: “Microchipping is by far the most effective and quickest way of identifying lost pets.
“As we’ve seen with dog microchipping, microchipped dogs are more than twice as likely to be reunited with their owners.
“By getting their cat microchipped, owners can increase the likelihood that they will be reunited with their beloved pet in the event of it going missing.”
How much does it cost to get a microchip fitted?
Costs vary, but microchipping is usually around £10-£30 per pet.
Some veterinary clinics and charities offer discounted microchipping schemes alongside neutering.
It’s best to research what is available in your area to find the best option for you and your pet.
How can I trim my pet bills?
Budget
Start by creating a dedicated budget for pet-related expenses.
This should include categories such as food, grooming, toys and veterinary care.
By having a clear understanding of your monthly pet-related outgoings, you can identify areas where you might be overspending and hopefully find opportunities to cut back.
Buy in bulk
Look for deals and discounts when purchasing pet supplies. Buying in bulk can often save you money in the long run.
It’s also fine to buy cheaper supermarket pet food as long as the label says “complete”, as that means it has all the essential nutrients your pet needs.
Opt for pre-loved
Pick up pre-loved items for your favourite via eBay or Shpock.
It is also worth checking out the free section on Gumtree and the Nextdoor app because many people have had a clear-out after Christmas.
We’ve seen free cat carriers, pet beds and even puppy food listed.
Exercise and hygiene
Keeping your pet healthy is one of the best ways to save on vet costs.
Ensure your pet gets regular exercise and, for dogs, brushing their teeth can also contribute to long-term savings by reducing the likelihood of expensive dental procedures.
Compare vet prices
When it comes to vets, prices can vary significantly between surgeries. Take the time to compare them.
One common area where pet owners may overspend is on vet subscriptions.
Compare and contrast vets in your area to find the best prices.
Get free help if you’re struggling
The Blue Cross charity hands out pet food to hard-up owners — head to bluecross.org.uk/petfoodbank.
You can also make donations of pet food to the Blue Cross charity at Pets At Home stores nationwide.
How are microchips implanted?
Microchips are implanted under your pet’s skin between the shoulder blades using a needle – it’s a very quick procedure that takes just a few seconds.
Microchips can only be implanted by vets, veterinary nurses, and people who have been specially trained.
Like any injection, microchipping can cause a tiny amount of discomfort but fortunately, it is a speedy procedure that takes a few seconds.
Most pets barely notice it, and they can be easily distracted with a treat during and after the procedure.
Microchips are made out of non-reactive materials, so once it’s in place it shouldn’t hurt or cause them any problems throughout their life.
Meanwhile, a Martin Lewis fan has revealed how they turned £2,536 into £21,000 after following his advice.
Plus, a traveller has shared how they bagged £1,040 in flight delay compensation after following Martin Lewis’ advice.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories