Explaining the financial burden for those opting for a three-month moratorium, SBI said for a home loan of Rs 30 lakh with a remaining maturity of 15 years, the net additional interest would be about Rs 2.34 lakh equal to 8 EMIs. For an auto loan of Rs 6 lakh with 54 months left, the additional interest payable would be about Rs 19K equal to additional 1.5 EMIs.