10 phrases every millionaire avoids

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Everywhere I go, I hear people talking about money. 

At one particular conference, I heard a group discussing how "money isn't everything" and "money doesn't make you happy." After noticing their poor thoughts, I knew that this was clearly the conversation to avoid.

Many people proudly preach their philosophies about money. Unfortunately, I find that they are seriously miseducated about personal finances. However, when it comes to having money, there's a certain way of thinking about it.

Let's dive deeper into the 10 phrases every millionaire should avoid:

1. 'I work hard for my money.'

The majority of people think that they must "work hard" for their money. This forces them to grind, even when it's completely unnecessary. You don't have to work hard for money, but you must let money work for you. Money is never hard to come by if you can attract it. Instead, say this: Money easily comes to me from all directions. I am always prospering.

2. 'Money doesn't grow on trees.'

This person is basically stating they believe money must come from only one source, which is an erroneous thought that many people have. Instead of thinking that you can only get money from a particular place or person, believe that it can come from anywhere and at anytime. If you want to become a millionaire, you'll most likely need multiple income streams.

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3. 'It's too expensive' or, 'We can't afford it.'

This usually happens when a person meets an immovable price. The truth is that the price you may be seeing is exactly the limitation you need to overcome and often separates most people from achieving their goals. If you live by the price, you die by the price. In other words, if the price was always cheap, everyone would have it and no one would work for anything. 

4. 'Save for a rainy day.'

When people talk to me about saving, they meekly chuckle and say, "Ya know, you gotta save for the rainy days." What they're basically saying is, "I expect disaster and my savings account will immediately diminish when it happens." Instead, save for sunny days, which are days of prosperity — luxury vacations, homes, big investments, etc.

5. 'Money is the root of all evil.' 

This is a highly misquoted verse in the Bible. This makes people also believe that rich people are evil. However, the proper quotation states, "The LOVE of money is the root of all evil." Money has no personality. Therefore, it cannot act in a good or evil manner. If money was evil, how would you have a device to read this article right now? 

6. 'My spouse runs the finances.'

This person clearly doesn't take responsibility over their money and doesn't deserve to have more of it. The other day, I heard a man say, "My wife keeps ALL of the money. I NEVER touch any of it." It wasn't a big surprise that this man was always in financial despair. Lesson: Always know what's in your bank account, even if you trust your spouse. Check it everyday.