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Новости за 01.05.2024

8 steps to remove old debt from your credit report

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Key takeaways

  • Unpaid debts and delinquent accounts can remain on your credit report for seven years.

  • Sometimes, debts that are sold to collections remain on your credit report longer than they should. The seven-year clock begins with the original creditor, not the collection agency.

  • If an old debt remains on your credit report after seven years, file a dispute with the credit bureaus.      

Bad credit doesn’t have to last forever. Читать дальше...

Biggest winners and losers from the Fed’s interest rate decision

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The Federal Reserve announced that it’s holding interest rates steady following its April 30-May 1 meeting, leaving the federal funds rate at a target range of 5.25 to 5.5 percent. It’s the seventh time in the last eight meetings that the Fed has left rates unchanged, though the central bank has raised rates a total of 11 times during this economic cycle in an effort to tamp down high inflation.

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The 12 best deodorants and antiperspirants for women in 2024

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More than 300 million Americans include a swipe or two of deodorant and antiperspirant in their daily routine. In fact, dollar for dollar, the United States uses more deodorant than any other country. But we are using the term deodorant loosely. There is a big difference between a deodorant and an antiperspirant, according to Steven Prus, PA-C, a physician assistant at Advanced Dermatology. "Deodorant just masks odor, while antiperspirant is a compound that decreases perspiration," he explains. Читать дальше...



Best CD rates today: May Day, May Day! Leading rates top 5% and higher on CD terms of 12+ months — May 1, 2024

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It's May Day — but with the Fed expected to announce a hold of its key benchmark interest rate this afternoon, for savers, there's no call for alarm. Yields on certificates of deposit are at their strongest in decades, with top-paying CDs offering APYs that can float your savings up to 2 percentage points above inflation. It means that you can lock in and benefit from historic earning potential long after current rates drift away.

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Daily mortgage rates for May 1, 2024: Rates stable as Fed expected to delay benchmark interest rate cuts

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Mortgage rates are relatively steady as of Wednesday, May 1, 2024, ahead of the Federal Reserve's rate decision this afternoon that's expected to leave the benchmark federal funds target rate unchanged. Experts anticipate the Fed will keep its key rate at 5.25% to 5.50% in an effort to tame last month's higher-than-expected inflation rate, despite speculation earlier in the year of three rate cuts by year's end.

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Best-performing tech stocks in May 2024

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Technology stocks are perennially one of the hottest areas of the stock market. Investors closely follow this sector because of its track record of scorching returns and the potential for more in the future. So it can be worth keeping an eye on tech stocks and tracking the hot performers.

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Anne Hathaway hits 'milestone' of being 5 years sober: What else has she said about her drinking?

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Anna Hathaway is getting candid about her sobriety.

Hathaway, 41, was asked by The New York Times about her what middle age means to her, prompting her to reveal how she hasn’t had a drink in years, which she feels is more of an accomplishment than making it to a certain age.

“I don’t take it that seriously,” she said. “There are so many other things I identify as milestones.

“I don’t normally talk about it, but I am over five years sober. That feels like a milestone to me. Читать дальше...





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