You're probably not putting enough money in your IRA
Pedro Ribeiro Simões/Flickr
The United States is global economic behemoth, but one aspect we're clearly nowhere near the best is with regard to how much Americans put away for retirement. The April data from the St. Louis Federal Reserve shows that personal savings rate in the U.S. is a paltry 5.4%. That figure is up substantially from pre-Great Recession levels, but it puts us well behind developed nations such as France and Germany, whose citizens save a much higher percentage of their personal income. Читать дальше...